About MTG
An independent private capital and strategic transactions firm.
Meridian Transaction Group originates opportunities, structures transaction solutions, assembles independent capital providers and execution professionals, and directs complex transactions through closing.
Mission
To make complex transactions financeable and executable, so that capital, sponsorship and execution remain aligned from origination through closing.
Vision
To be the independent firm principals call first when a transaction is too complex, too cross-border or too consequential to be handed to a product desk.
Who We Serve
Principals on the sponsor side of the table.
Operating Divisions
Four divisions, one coordinated mandate.
Most transactions draw on several divisions at once.
MTG Capital Solutions
Sponsor-side coordination of debt, equity, refinancing and recapitalization solutions.
MTG Structured Solutions
Private-note architecture, SPV and SPC structures, and institutional issuance-infrastructure coordination.
MTG Strategic Transactions
Deal origination, acquisitions, real estate development opportunities, joint ventures, recapitalizations and special situations.
MTG Principal Ventures
Selective co-sponsor, co-GP and principal participation in transactions where MTG acts for its own account.
Core Values
Six commitments that survive every cycle.
Client Alignment
Every mandate is approached with discipline, discretion and accountability. Every structure is built as if our own balance sheet sat in the first-loss position.
Structural Rigor
Structures are designed around cash flow, downside protection and executable outcomes. Documentation, covenants and downside cases are treated as the product itself.
Permanence of Relationship
We evaluate counterparties for long-term alignment, not for a single vintage. Continuity is the compounding asset.
Radical Clarity
Complexity is our work; simplicity is our deliverable. If a principal cannot restate the structure in two sentences, we have not finished.
Discretion
Confidence is earned in private. We publish less than we know and deliver more than we promise.
Independence
No proprietary product MTG is required to recommend. The structure follows the analysis. Any potential principal participation is separately disclosed, evaluated and documented.
Transaction Philosophy
What we believe about complex transactions.
Structure determines outcome
In complex transactions the asset is rarely the variable that decides the result. The capital structure, the ownership framework and the documentation are.
Analyze the downside
Base cases are ordinary. We size capital against delayed absorption, held rates and a closed exit window, and we state what breaks first.
Alignment is engineered
Promote, control, remedies and exit rights are drafted for the scenario in which the transaction disappoints.
Duration over velocity
We prefer the counterparty a client will transact with again in a decade to the one who closes fastest this quarter.
Transaction Process
Originate → Structure → Assemble → Execute → Close
01
Originate
Identify or develop a compelling opportunity.
02
Structure
Develop the capital stack, ownership framework, financing strategy and exit plan for the sponsor.
03
Assemble
Coordinate the appropriate capital and execution professionals.
04
Execute
Manage underwriting, diligence, documentation and negotiation workstreams.
05
Close
Coordinate the parties and closing requirements through funding.
Principal Experience
Documented administrative and coordination engagements.
Family Office Administration
Status: Ongoing Administrative Engagement
MTG provides non-discretionary administrative and transaction-coordination services to a private single-family office overseeing more than $100 million in family assets. The engagement has included coordinating with U.S. and U.K. counsel on cross-border corporate and asset-holding restructuring involving real estate, securities, cash and other financial assets across the United States, Europe, South America and the Caribbean.
MTG's role is administrative and coordination-focused. Legal, tax and investment determinations are made by the family office and its independently retained professional advisers. MTG does not exercise investment discretion, execute securities transactions or maintain custody or control of assets.
The assets referenced belong exclusively to the family office and are not MTG assets under management or advisement. MTG provides non-discretionary administrative and transaction-coordination services only and does not exercise investment discretion, provide custody or maintain authority over the assets.
Operating Company Administration
Status: Ongoing Administrative Engagement
MTG provides administrative and operational-coordination support to a privately held merchant-services business under common ownership. The business supports a merchant portfolio that, during a recent reporting period, generated approximately $250 million in monthly gross payment volume through independent third-party payment processors.
The reported volume represents gross transactions generated by the underlying merchant portfolio. It does not represent MTG revenue, assets under management, funds held or payment volume processed directly by MTG.
Payment-processing services are performed by independent third-party providers. MTG does not process payments, hold or transfer merchant funds, or act as an acquiring bank or payment facilitator.
References to the United Kingdom, Europe, South America and the Caribbean describe the location of counsel, assets, entities or coordinated workstreams. They are not MTG office locations. Miami, Florida remains MTG's only location.
Leadership
Principal-led, from origination through closing.
José de Larrea y Tocón
Founder & Principal
José de Larrea y Tocón, Founder and Principal of Meridian Transaction Group, is an entrepreneur, deal originator, transaction structurer and operating executive with experience spanning wealth management, factoring, payment services, private capital and real estate development.
Earlier in his career, José spent ten years as a First Vice President in Smith Barney's International Wealth Management division, serving high-net-worth clients and developing extensive experience in financial markets and relationship management.
He subsequently founded and operated businesses focused on financial transactions and real estate projects. Since 2016, his work has centered on real estate development, opportunity origination, transaction structuring and sponsor-side coordination.
As Founder and Principal of Meridian Transaction Group, José leads opportunity development, transaction architecture, administrative coordination and the assembly of independent professional teams required to advance complex projects.
His principal experience includes work involving an Orlando hotel-development site, townhouse developments, self-storage facilities, medical-tower concepts, Central Florida service-station properties, speculative residences, condominium acquisitions and the aggregation of residential properties for potential high-end condominium redevelopment.
José's role is centered on transaction development, structuring, administration and execution coordination. Investment advice, securities placement and other regulated services are performed separately by appropriately qualified and, where required, licensed independent parties.
Independent Execution Network
Independent Execution Network
MTG maintains working relationships with senior professionals and independent firms whose experience spans sophisticated design, luxury development and construction, institutional real estate, complex capital structures and cross-border transaction execution.
The network allows MTG to assemble the disciplines required by each mandate without forcing the transaction into a predetermined platform, provider or financing product.
MTG assembles the right execution architecture for the transaction—not a predetermined team for every mandate.
These parties are not employees, affiliates or agents of MTG unless expressly stated. Their participation is subject to separate engagement, diligence, availability and applicable law.
Base and Coverage
Based in Miami. Coordinated across jurisdictions.
MTG is based in Miami and coordinates cross-border transaction workstreams through independent service providers and strategic counterparties in jurisdictions including Switzerland, Luxembourg and the Cayman Islands.
Miami, Florida, United States
Sole office
United States
Home jurisdiction. Transaction development, structuring and execution coordination from Miami.
Switzerland
Coordination with independent providers on cross-border capital and paying-agent workstreams.
Luxembourg
Coordination with independent providers on EU-domiciled vehicles and administration.
Cayman Islands
Coordination with independent providers on offshore vehicle and issuance architecture.
Independent providers and counterparties are not offices or agents of MTG, and no third party is described as an MTG partner without written authorization. Full regulatory disclosures.
Begin a conversation
Most MTG mandates begin as a question about structure. Bring the question.